If you have questions about Alaska's foreclosure process or want to learn about potential defenses to a foreclosure and possibly fight the foreclosure in court, consider talking to a foreclosure attorney. (But if the lender pursues a judicial foreclosure, a deficiency judgment is permitted. Perhaps you grew up in Juneau or already live nearby; therefore, balance of the loan to cure the default, just the missed payments and attorney's is 4. getting a read on a neighborhood from afar (online) can be tricky and exhausting. Please sign in before saving this search. But if the trustee filed two or more previous notices of default and the borrower reinstated each time, the trustee can refuse to accept a later reinstatement. Indeed, when looking to rent in Use the Preforeclosure option to see all Sheriff Sales and auction dates. Discover Anchorage, AK foreclosures and foreclosed homesreal estate foreclosure listings and foreclosed homes for sale in Anchorage, AK to view latest property photos and foreclosure listing status These one-in-a-lifetime real estate deals are that good. Fairbanks North Star Borough Department of Financial Services. (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), We're looking for attorney matches in your area. To find out the late charge amount and grace period for your loan, look at the promissory note you signed. (Sometimes, people refer to the period before a foreclosure sale actually happens as "preforeclosure," too.) Sign up for our free summaries and get the latest delivered directly to you. Real estate listings held by . an affordable and desirable property to rent in Juneau, AK -- whether its apartments, What is a Foreclosure? Alaska Foreclosures for Sale - AK Foreclosed Homes This office will begin foreclosure proceedings for delinquent 2020 and prior years real property taxes. Home sales increased by 5% in August from the month before and 10% more from the prior year. You can also call the Homeownership Preservation Foundation (HOPE) Hotline, which is open 24 hours a day, seven days a week, at 888-995-HOPE (4673). Instead of mailing the notice, the trustee may instead personally deliver a copy of the notice of default to you and the other parties within 20 days after recording it. Whether you are a first-time homebuyer or are relocating to Juneau, List Price List Map Alerts! Several judgment for each claimant. View Anchorage Borough current foreclosed property sales listings and results of previous sales. Search by region for over-the-counter land sales is also available. Order of priority and payment. Juneau, AK, you can expect to pay as little as $940.00 or as much as $4,540.00, We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. Incredible Savings on Foreclosures in Anchorage, AK. Find the best foreclosure homes listings for sale bank-owned, government (Fannie Mae, Freddie Mac, HUD, View information about the City and Borough of Juneau land sales and land projects. Records include case number, date of birth, fine type, amount owed, and case status. Generally, after the court declares a foreclosure, your is 345,230. code areas on Foreclosure.com: 99824 99801 99802 99803 99811 99812 99821 99850. North Slope Borough Department of Administration and Finance, Tax Audit and Assessing Division, Northwest Arctic Borough Finance Department, Skagway Borough Administration Department. More information on Alaska foreclosure laws. If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed, provided it meets the minimum protection laws set forth by the State of Alaska. These properties are owned by a bank or a lender who took ownership through foreclosure proceedings. fees. 1024.40). less than the amount owed. with43.3 percentage of households earning at least $100,000 Information is deemed reliable but not guaranteed. Jack White Real Estate September 2022 did not yield a lower number of foreclosure filings from the month before. Alaska Foreclosure Listings Scroll down to find Alaska foreclosure listings of foreclosure homes for sale. A good foreclosure listings service helps you locate the best home foreclosures in Alaska and gives you accurate and timely information. Additionally, pre-foreclosures are often sold below market rate, making them great real estate deals. Once you file for bankruptcy, something called an "automatic stay" goes into effect. The Property is either sold to a third-party bidder at the event or reverts back to the beneficiary (Mortgagee, Bank or Lender) as a Real Estate Owned (REO) Foreclosure. You already receive all suggested Justia Opinion Summary Newsletters. Alaska Foreclosure Homes For Sale - 30 Homes | Zillow Regardless, homebuyers are shopping for homes in Juneau with dedicated in-home Statutes change These automated home estimates are often very helpful, providing buyers and Fairbanks AK Foreclosure Homes For Sale - 5 Homes | Zillow We've helped 75 clients find attorneys today. 34.20.090). Section 50. Do Not Sell or Share My Personal Information. View Kodiak Island Borough delinquent tax listing. USHUD.com makes it easy with free Alaska foreclosure listings. to obtain a court order to foreclose, has been instituted more since the late 1980's, Check with the applicable school district prior to making a decision based on these boundaries. Get free summaries of new opinions delivered to your inbox! For general information regarding the tax foreclosure property sale process and procedures, view the Tax Facts (PDF), visit the Treasury-Budget Division located at the FNSB Administrative Office at 907 Terminal Street in Fairbanks, Alaska, or call 907-459-1445. There are 16 discounted homes for sale in Juneau, AK we think you'll love. In some states, when the lender is the high bidder at the sale but bids less than the total debt, it can get a deficiency judgment (see below) against the borrower. For working parents and professionals who are searching for cheap homes in Juneau, 1024.41). $ / Sq.Ft. by delivering to the person conducting the sale a written and signed request for All of our Anchorage foreclosure homes for sale will include price, square footage, property address, home owner's name and contact information, number of bedrooms and baths. be followed, provided it meets the minimum protection laws set forth by the State in Juneau, AK, topping out at $2,814,200.00 and the cheapest home in Juneau, AK, Section 45. In an Alaska foreclosure, you'll most likely get the right to: apply for loss mitigation receive notice of the foreclosure receive special protections if you're in the military stop the foreclosure by paying off the overdue payments and bring the loan current pay off the loan to prevent a sale file for bankruptcy, and // end hiding --> Free Alaska Foreclosure Listings Trying to find Alaska foreclosures? Free Search. How do you know that living in -- or moving to -- Juneau is right where you need to Zillow (Canada), Inc. holds real estate brokerage licenses in multiple provinces. 442-H New York Standard Operating Procedures New York Fair Housing NoticeTREC: Information about brokerage services, Consumer protection noticeCalifornia DRE #1522444Contact Zillow, Inc. Alaska Foreclosure Homes for Sale | realtor.com Brokerage. Foreclosure.com | Foreclosures | Foreclosure Listings For example, But under Alaska law, a foreclosed borrower doesn't get the opportunity to redeem the home following the sale unless the deed of trust expressly gives a right of redemption. At the sale, the lender usually makes a credit bid. Juneau is located in Juneau, Alaska, There are few foreclosing homes for sale in the state of Alaska. For example, say the total debt owed is $400,000, but the home sells for $350,000 at the foreclosure sale. View Kenai Peninsula Borough tax foreclosure auction and land sale information, as well as available properties. according to the rules of equity, deficiency suits are permitted and the borrower Anchorage, AK HUD Housing and Foreclosure Homes Foreclosures When the City Manager proceeds to enforce the lien of taxes against real property, the CBJ Collector shall prepare, publish and give notice and afford affected property owners due process and shall within such time as the Assembly directs make up a roll in duplicate of all real property subject to foreclosure, as provided in state law. 34.20.070). To find Alaska's laws, search online for "Alaska statutes" or "Alaska laws." get any excess money after a foreclosure sale. Alaska Foreclosure Law Map Filters Displaying 1 - 50 of 276 Results + - Leaflet | MapTiler OpenStreetMap contributors 18 Foreclosure NEW View Details $1740/m Estimated Rental Value $350,261 EMV W 46th Ave Anchorage, AK 99517 4 bed | 2 bath | 1,568 sqft. The lender may not require the borrower to pay off the entire remaining principal We would like to notify you that the availability of properties listed on our site is not always guaranteed, as the quantity of foreclosure properties in our database fluctuates due to varying market conditions. text. Even if your loan isn't federally backed, your servicer might offer a forbearance or another form of relief, like a loan modification, if the COVID crisis has financially impacted you. For more information on the MOA foreclosure process, be sure to download this very informative booklet: Foreclosed Properties Guide Foreclosure Costs and Administrative Fees: The Municipality recovers costs incurred in the enforcement of delinquent real property tax and special assessment liens. do you prefer? Foreclosed. How courts and agencies interpret and apply laws can change. Alaska law extends federal SCRA protections to members of the Alaska National Guard and Alaska Naval Militia while on active duty for the state by order of the governor. when lenders found that they were foreclosing on residential property worth substantially Terms and Conditions - Privacy Policy. The sale must be made at a public auction held at the front door You can also find 55+ community and price reduced homes for sale with open houses or virtual tours. Prospective homebuyers are clearly taking advantage of the low interest rates and numerous You can explore additional available newsletters here. Select a county in Alaska to look for a property below. (Alaska Stat. You should receive a phone call or email within the next 24 hours. document.write("
This page has been updated: " + Anchorage Foreclosures for Sale AK Anchorage Foreclosed Homes Foreclosures - City and Borough of Juneau Anchorage AK Foreclosure Homes For Sale - 10 Homes | Zillow Sec. If the lender wins, the judge will enter a judgment and order your home sold. You may be interested in single family homes, condos, townhomes, farms, land, mobile homes, or new construction homes for sale. These low interest rates mean homebuyers in Juneau property or land in Juneau, AK, based on current market trends, comparable real IRS Auction - Main Menu - U.S. Department of the Treasury Anchorage is located in Alaska, which is home to an abundance of natural beauty and national parks. The trustee Many Alaska deeds of trust have a provision that requires the lender to send a notice, commonly called a "breach letter," informing you that the loan is in default before the lender can accelerate the loan. Within ten (10) days after recording the notice of default, the Eligible homeowners in Alaska who've experienced a financial hardship because of the COVID-19 pandemic can get a piece of the approximately $50 million allocated to the state's Homeowner Assistance Fund program. Alaska Foreclosure Homes For Sale - 30 Homes | Zillow For Sale Price Price Range New List Price Monthly Payment Minimum - Maximum Beds & Baths Bedrooms Bathrooms Apply Home Type Deselect All Houses Townhomes Multi-family Condos/Co-ops Lots/Land Apartments Manufactured Apply More (1) More filters clocking in at $28,900.00. It's also a good idea to talk to a HUD-approved housing counselor if you want to learn about different loss mitigation options. of a courthouse of the superior court in the judicial district where the property Tax Foreclosure | Fairbanks North Star Borough, AK - fnsb.gov A Special Power of Attorney will be provided for the sale. Anchorage, AK Foreclosure Listings | Foreclosurelistings.com Save your search and be the first to know. If the lender is the highest bidder, the property becomes what's called "Real Estate Owned" (REO). If you don't respond with a written answer, the lender will automatically win the case. The percentage of residents who report their age in Juneau is as follows: It was a rollercoaster ride for academics in 2020, with school districts throughout the nation transferring Please tell us how they can get in touch for a free consultation. Results may vary. For others, however, it may not be such a straightforward or simple decision. No later than 45 days after missing a payment, the servicer has to inform you in writing about loss mitigation options that might be available and appoint personnel to help you try to work out a way to avoid foreclosure. If you're looking for federal laws, you might want to visit the Library of Congress's legal research website, which provides links to federal regulations and federal statutes. All of the best foreclosed homes for sale in Juneau are located in the following zip The trustee must sell to the highest and best bidder and the lender Throughout Anchorage Alaska, there are more than 127 pre-foreclosure listings. The difference between the total debt and the sale price is called a "deficiency." Weve provided your information to lawyers in your area. Alaska statutes provide that the lender can refuse to accept the borrower's monies As provided in Alaska Statute 29.45.480 (b), upon sale of tax-foreclosed property, the Municipality shall provide the former owner of the property written notice advising of the amount of excess and the manner in which a claim for the balance of the proceeds may be submitted. After completing those steps, the lender sells the property at a foreclosure sale. and many others. Kenai Peninsula Borough Property Tax Division. variables. Disclaimer: School attendance zone boundaries are supplied by Pitney Bowes and are subject to change. Inspections, which are generally drive-by, are usually ordered automatically once the loan goes into default and typically cost around $10 or $15. All information is deemed reliable but is not guaranteed and should be independently verified for accuracy. Facing Foreclosure? For listings in Canada, the trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. (Alaska Stat. thirty (30) days after the default and not less than three (3) months before the 34.35.020. Auctions Foreclosed These properties are owned by a bank or a lender who took ownership through foreclosure proceedings. government assistance programs. Or, if you want to save your home, filing for Chapter 13 bankruptcy might be the answer. Showing 1 - 44 of 300. Sec. In the case of judicial foreclosure, the process is carried out Here are some questions to ask yourself when shopping for foreclosed homes for sale for the missed payments and attorney's fees and proceed with the foreclosure sale Under Alaska law, deficiency judgments aren't allowed following a nonjudicial foreclosure. - Properties in Alaska. And some rules can even vary within a state. Article 1 - Foreclosure. Under federal law, the servicer usually can't officially begin a foreclosure until you're more than 120 days past due on payments, subject to a couple of exceptions. From there you will be able to narrow down your choices of HUD homes in Alaska. Buy your dream home today through our listings of foreclosures in Palmer, AK. Alaska Real Estate & House Auctions | RealtyTrac These tax foreclosed homes are available for pennies on the dollar - as much as 75 percent off full market price (and more)! In this article, you'll find details on foreclosure laws in Alaska, with citations to statutes so you can learn more. Alaska Foreclosure. Laws - 2021 Alaska Statutes Title 34, Chapter 35 of record or is known to the lender of trustee and (3) any occupant. You will receive FREE saved search emails directly to your inbox. Enter an address, city, state or zip code below to view super-saving listings near you: Be sure to act fast and be persistent because the best tax deals might disappear as soon as tomorrow. After completing the required steps, the lender can sell the home at a foreclosure sale. home will be auctioned off to the highest bidder. We of Alaska Foreclosures For Sale - HUD.com The non-judicial process of foreclosure is used when a power of (function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){ View Fairbanks North Star Borough tax foreclosure and public land sale properties, results of prior sales, and auction information. clause in a deed of trust or mortgage, in which the borrower pre-authorizes the Get information on foreclosure homes for rent, how to buy foreclosures in Alaska and much more. The attorney listings on this site are paid attorney advertising. Used under license. View photos, home details, and property status all on realtor.com. IRS Auction - Main Menu Internal Revenue Service Real and Personal Property Sales Under authority of the Internal Revenue Code, the property described here has been seized or acquired for nonpayment of internal revenue taxes and will be sold. Foreclosures These properties are currently listed for sale. with the average rent median estimated to be $1,940.00. 34.20.100). Where a home is located is almost just as important as the home itself. Check out Alaska foreclosure homes for sale, which may include REO foreclosures, pre-foreclosures, sheriff sales, and more. By signing up for property alerts, I have read the Terms and Conditions of Service and agree to receive emails from Foreclosure.com. Joinder of claimants in lien statement. in default using either a judicial or non-judicial foreclosure process. (Alaska Stat. sale of property to pay off the balance on a loan in the event of the their default. is 50.5, with an average family size of 3.09. New homes are getting added all the time. Real estate listings held by brokerage firms other than Zillow, Inc. are marked with either the listing brokerages logo or the AK MLS logo and information about them includes the name of the listing brokerage. 3 Beds, 1.5 Bath. Buy foreclosure homes for sale in Alaska, right now on Foreclosure.com for up to 75% off market value. Division of Lands & Resources Please reference the Terms of Use and the Supplemental Terms for specific information related to your state. Millions of people receive foreclosure alerts daily, don't miss out. Lienor's action on contract. with a median automated valuation model (AVM) price of $483,862.00. Foreclosures. The average sale price of a non-distressed home was recorded as $182,818 and the average price of a foreclosure was $187,367. In a foreclosure, the borrower's total mortgage debt sometimes exceeds the foreclosure sale price. Also, the majority of people who take out a loan to buy a residential property in Alaska sign a promissory note and a deed of trust. The lender initiated foreclosure proceedings on these properties because the owner (s) were in default on their loan obligations. During this time, the servicer can charge you various fees, like late charges and inspection fees, and, in most cases, must inform you about ways to avoid foreclosure and send you a preforeclosure notice called a "breach letter.". For more information on federal mortgage servicing laws, as well as foreclosure relief options, go to the Consumer Financial Protection Bureau (CFPB) website. Every effort has been made to ensure their accuracy, but this can not be guaranteed. document.lastModified + "
"); There are more than 147 foreclosures currently on the market. publish the notice on the Internet starting at least 45 days before the sale date. Alert me about homes in Lien For Labor or Materials Furnished. The estimated population per square kilometer (.62 miles) in Juneau We will be removing the Sheriff Sales category in the near future. Pre-foreclosures. Alaska Foreclosure Listings | Foreclosurelistings.com So, about how much do homes cost in Juneau? recorder of the recording district in which the property is located not less than We currently have 256 of the hottest foreclosure deals in Alaska, of all prices, sizes and types, including bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others in and near the Juneau, AK area at To save money, of course! The judicial process of foreclosure, which involves filing a lawsuit California Privacy Notice: If you are a California resident, you have the right to know what personal information we collect, the purposes for which we use it, and your options to opt out of its sale. Anchorage, which is in one of the coldest states, has a total of 292 foreclosure properties. Cash in before everyone else! Alaska has thousands of real estate investment opportunities that include foreclosures, preforeclosures, HUD, bankruptcy, short sales, rent-to-own and many more. 19 Ch 175 SLA 1978. For statutes adopted after the effective date of these statutes, see, Alaska State Legislature You can find Alaska's foreclosure laws in the Alaska Statutes, sections 34.20.070 to 34.20.100. Mortgage Help During the Coronavirus Crisis. Phone: (907) 714-2304 Fax: (907) 714-2376. Of these listings many present excellent opportunities to make a great deal. Why should you consider buying a foreclosure property in Alaska? In some states, the lender can seek a personal judgment against the debtor to recover the deficiency. in Juneau. Alaska Foreclosures Listings - Foreclosures | Foreclosure Listings If you're facing a foreclosure, filing for bankruptcy might help. Access your Saved Searches on your profile page. Usually, the URL will end in ".gov" or the statutes will be on an official state legislature webpage. And last, but certainly not least, are you looking for homes to rent in Juneau? a right to redeem the property and deficiency suits are not allowed. What type of commute (car, plane, home office) do you seek. Alaska Foreclosures - Foreclosure Listings for Sale Although the programs under the Making Home Affordable (MHA) initiative have expired, the MHA website still contains useful information for homeowners facing foreclosure. An estimated 64.8 percent of households in Juneau own their homes, US Alaska Juneau County Juneau Juneau Bank Owned Properties Filter Foreclosure homes for sale in Juneau, bank owned homes, REOs, foreclosed homes and short sale deals are updated daily on our website. The If access to the property is restricted due to road conditions, gates, or other barriers, the trustee may post it as close as practicable to the property. Most lenders opt to use the nonjudicial process because it's quicker and cheaper than litigating the matter in court. In order to save a search you first need to create a profile. Juneau Bank Owned Properties in AK - BankOwnedProperties.org View information about Matanuska-Susitna Borough land sales and foreclosures. View Skagway Borough land sale information and available property listings. The deficiency is $50,000. The period after you fall behind in payments, but before a foreclosure officially starts, is generally called the "preforeclosure" stage. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. is located. in Juneau: In short, it always helps to create a Pros vs. Cons list of what you need in a home and/or neighborhood Regulations for this type of foreclosure process Free Alaska Foreclosure Listings, HUD Homes Alaska Foreclosures - USHUD.com In deeds of trust or mortgages where a power of sale exists, the power given to Some states also provide foreclosed borrowers with a redemption period after the foreclosure sale, during which they can buy back the home. (Alaska Stat. The good news is that finding Alaska currently has 689 foreclosure listings currently available. The Alaska Statutes were automatically converted to HTML from a plain text format. Save up to 62% with deals in Juneau, AK. ak. Don't neglect these 6 maintenance tasks - or else, Debunked! a smart computer program that analyzes and predicts the approximate value of a home, Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. split between 51.2 percent male versus 48.8 female. (Alaska Stat. Homeownership is often a long-term relationship; Alaska Statutes: AS 34.35. Liens - Touch N' Go sale clause exists in a mortgage or deed of trust. Alaska Foreclosure Process | Lawyers.com Search and save exclusive Foreclosure and Bank Owned properties for free on Auction.com. Save thousands on incredible foreclosure deals in Juneau, AK. may bid at auction. They are owned by a bank or a lender who took ownership through foreclosure proceedings. This office will begin foreclosure proceedings for delinquent 2020 and prior years real property taxes. Toll Free in Alaska. Our Anchorage foreclosure listings posted on this page will include pre-foreclosures, short sales, sheriff sales and bank foreclosure homes. sellers with a better idea of a homes value ahead of the negotiation process. typically referred to as the trustee. in the following three phases: The trustee must record a notice of default in the office of the Sec. In an Alaska nonjudicial foreclosure, a third party (called a trustee) administers the foreclosure. Results from previous land sales is also provided. AK and much more. You may be looking for an investment property or maybe a . These options provide excellent avenues for real estate investment. Section 40. Federal and state laws regulate loan servicing and foreclosure processes.